Tracie F. Golding
Tracie Golding — New York City real estate broker, Compass
Tracie Golding · Compass · New York City

New York real estate, block by block.

All Neighborhoods in Manhattan and Brooklyn · since 1995

Tracie Golding portrait
About

Meet Tracie

Tracie is one of New York City’s most consistently successful real estate brokers, ranked in the top 1% of all brokers in New York and across the country by the Wall Street Journal/Real Trends survey since 2017. With over 30 years of experience, she works with clients in all price ranges, neighborhoods, and property types.

Known for her impeccable reputation, honesty, and skill, Tracie puts her clients first in every transaction. Her negotiating acumen comes from excellent listening, careful attention to detail, and the ability to stay calm under pressure — and the vast majority of her business comes through referrals from past clients.

Read More
The Tracie Approach

An inside look at how I help my clients achieve success.

For years, Tracie has sent her clients a quarterly mailer she calls The Tracie Approach — a single practical question per issue, answered with the directness her referrals are known for.

When is the right time to buy or sell? How should you price? What is staging really worth? Browse the archive.

Browse the archive
In their words
Tracie is our trusted go-to for all of our real estate needs. She is the ultimate solution broker. We explained what we were looking for and she connected us with a broker equally knowledgeable and trustworthy who immediately got to work searching for our next home. It was a seamless transaction from start to finish — and it all began with Tracie's referral.
Relocation · New York → Jupiter, FL
Get in touch

Let’s talk about your block, building, apartment

The right starting move is a conversation with the right broker.

The Right Broker Makes All The Difference

Contact Tracie
Common questions

In plain answers.

How do you decide what my apartment is worth?

From comparables, starting with recent sales in your building or your line and adjusting for floor, light, condition, and the building's financials. A wish-price drives away the early activity that gives a seller leverage, so the number is set to the facts and revisited if the market doesn't respond.

Should I buy a co-op or a condo?

Co-ops are usually cheaper per square foot but come with board approval and stricter rules; condos cost more and offer more flexibility, including parents buying for children and subletting. The right answer depends on your financing, your timeline, and whether you might rent the place out — it's worth talking through before you fall for a specific apartment.

How much do I need to put down?

It depends on the building. Many co-ops cap how much you can finance — 20% to 30% down is common, and some buildings require more. Condos are generally more flexible. Tracie looks into each building's rules before even discussing a listing with her clients to make sure it fits the financial qualifications.

Why do co-op boards reject buyers?

Most declines come down to the numbers — too little post-closing liquidity, a high debt-to-income ratio, or financing more than the building allows. Boards can decline without stating a reason, which is exactly why a thorough, complete board package up front matters so much.

Is a co-op or a condo cheaper in Manhattan?

Co-ops generally cost less per square foot than comparable condos in the same neighborhood, which is one reason many buyers start there. But the lower price comes with board approval, financing caps, and tighter rules. The cheaper sticker is only the better deal if those restrictions fit how you plan to use the apartment.

Can I rent out a Manhattan co-op or condo?

Condos generally allow subletting with few limits, which is why they appeal to buyers who may relocate or want to keep the place as a rental. Most co-ops restrict subletting tightly and some prohibit it. If renting it out is part of your plan, that usually points toward a condo — but always confirm the specific building's rules before you commit.

Do I need to renovate or stage before listing?

Usually not a full renovation. The work that pays is the cost-effective fixes that change a buyer's first impression and staging where it earns its keep. Tracie walks the apartment and tells you what's worth doing and what isn't before anything goes live.