Tracie F. Golding
Property Types · 01

Co-ops

The majority of New York's pre-war apartments — and its most particular sales.

Most of Manhattan's classic apartment stock is cooperative, not condominium. You aren't buying real property; you're buying shares in a corporation and a proprietary lease on your apartment. That distinction governs everything that follows — the board package, the financial disclosure, the interview, the percentage a buyer can finance.

Tracie has prepared first-rate board packages since 1995. The work is in the detail: assembling the financials a board actually wants to see, anticipating the questions, and pricing against the real comparables in the same building line rather than the borough at large. A well-run co-op sale is quiet. That is the point.

If you're selling, the question is which buyer can actually clear the board. If you're buying, the question is whether the building's rules — sublet policy, financing cap, pied-à-terre stance — fit how you actually live. Tracie answers both before you're under contract, not after.

Other property types